One of the key considerations when studying abroad is securing health insurance. In the UK, international students must ensure they are covered for medical services, and the National Health Service (NHS) plays a central role in this. This guide will walk you through the health insurance requirements for international students and how you can access healthcare services while studying in the UK.
National Health Service (NHS) and Health Insurance for International Students
As an international student, you will need to pay for NHS health coverage as part of your student visa application. This is known as the Immigration Health Surcharge (IHS). The IHS allows you to access NHS services during your stay, which includes:
- Doctor’s visits
- Emergency services
- Hospital care
- Mental health services
- Prescriptions (some charges may apply)
The IHS is typically £470 per year and is paid when applying for your student visa.
How to Register for NHS Services
- Pay the Immigration Health Surcharge: You will pay this fee when applying for your student visa, and it will be valid for the duration of your course.
- Register with a GP: After arriving in the UK, you should register with a General Practitioner (GP) near your university. This is your first point of contact for non-emergency medical needs.
- Get a Health Card: After registering with a GP, you’ll receive an NHS number and a health card to access services.
What’s Covered by the NHS?
The NHS provides a wide range of medical services, including:
- Free GP appointments: You can visit your GP for free consultations, including general check-ups and routine health issues.
- Emergency services: In cases of serious illness or injury, you can access emergency services without additional costs.
- Prescriptions: In some cases, prescription medication may require a co-payment (around £9 per item), but many medications for long-term conditions are covered.
- Mental health support: You can access therapy, counseling, and mental health services.
Tips for Using NHS Services
- Get registered as soon as possible: Make sure to register with a GP soon after arriving in the UK so that you can access medical services without delay.
- Keep your NHS number: This number will be needed for all medical appointments and services, so keep it handy.
- Know your rights: You are entitled to free healthcare under the NHS as long as you have paid the IHS.
Conclusion
Health insurance is essential when studying in the UK, and with the Immigration Health Surcharge, you’ll have access to the NHS and a wide range of medical services. Make sure you complete the registration process and keep your health needs in check during your stay.
Related Topics:
- How to Apply for a UK Student Visa
- Cost of Living and Studying in the UK
- How to Choose a GP in the UK